Tim all the way!!
Would HIGHLY recommend anyone to use Timothy Potempa branch as your Mortgage Team.
They worked very hard and fast to get me my pre approval letter in ONE DAY! I was surprised at the speed since I've heard approvals taking weeks to obtain. I just needed my paperwork ready and they approved me for what I needed and more!
I was able to make offers on homes, the same day I applied. Recommending to any and all my friends to use Timothy. His team was very reliable, showed they cared about me and my home buying goals, lastly they informed me about the home buying experience!
Amazing experience, would highly recommend!
Timothy was instrumental in making our process seamless, easy and understandable every step of the way. He went above and beyond to ensure our satisfaction and I cannot speak highly enough of him. Would recommend 10/10 times!
The Potempa team greatly reduced the stress level of purchasing my first home. Very friendly and always seemed like they truly had my best interests in mind. 10/10 would recommend!
Made the first-time homebuying experience a breeze
The Potempa team was helpful in every respect: gave sufficient explanation, responded quickly, and just on the ball in general. It truly made our experience as first time buyers a painless one. Many thanks to the team. I highly recommend them.
Thank you for everything!
I first purchased with this lender and I then came back for a second time for my refinance. The Potempa team is the best of the best. They always have my back and the team is amazing!
I couldn’t have asked for a better experience purchasing my first home. They were phenomenal and exceeded my expectations. Especially with this competitive market they were still able to close on my home on time. Thank you!
Do NOT use them!
if you are reading this review, then do yourself a favor and keep shopping for someone else. here's a few things that will help you in your decision making:
1) interest rate- this was during the time of Covid, so interest rates were very low in the middle 2 range. after they ran our credit check, they told us we had great credit "platinum" numbers even. they promised us 2.7, and what interest rate do they give us? a little over 3. Liars!
2) closing costs were much higher than other competitors quotes. these guys quoted us at just over $14,000. competitors quotes were at least a couple thousand below this. Swindlers!
3)they have a network of people that they use to refer to make referral fees: meaning home insurance companies, real estate agents, etc. this one takes the cake on how dishonest they are... we looked into an area and they said "We have a real estate agent that is a specialist in this area. We will connect you with them." So, we tried him out. We talked to the real estate agent that they referred. He showed us a couple houses, but we got the feeling that we knew the area better than he did. So, we straight up asked him if he was a "specialist in the area". He replied "Absolutely not, I live in another area, and I know that one very well. I am not familiar with this area." Dishonest!
Conclusion: Now you know for a fact that they are well trained salesmen with NOT your best interest at heart. There goal is to extract as much money out of a deal as they can. Therefore, I urge you to shop around. I guarantee you will find better offers.
Thank you for helping me!
I am a first time home buyer and was very nervous about trying to by In a crazy market. Tim was relentless in calling seller’s agents and helping me get my offer accepted! I am beyond thrilled with my new home, thank you Potempa team.
This guy called me after I filled out a general Pre Approval form online for a house I was interested in. I gave him my information and allowed him to run my credit.
Then some other guy called me about it and my numbers are excellent. Credit scores around 800 and barely any debt. I was busy at work and told him to call me back in 15min.
Never called me back to talk about my options. Since then, I tried a few times on my breaks to call him back and also tried calling Tim. No answer and no call back.
I did get a text from Tim lying that he left me a VM about my pre approval. ---Nope!
Never called me and no VM.
Don't use this guy.
I have owned several homes and gone online numerous times to look at mortgage companies. When Tim Potempa reached out to me I was blown away with his teams responsiveness and professionalism. I have been hit up by a lot of companies trying to earn my business and most of the other lenders just tried to tease me with a low rate. Tim’s team was focused on what I was trying to do and I could tell they were experts at the purchase game. They were more focused on my goals and needs which really impressed me. I would highly recommend this team to anyone looking to purchase. Not sure about refi but purchase is on point.