The best lender I have worked with
No matter what time of the day Michael was there to answer my questions about my loan .
He is a professional and friendly and he made the process easy and faster than we expected.
Thank you so much for all your hard work.
Helpful, beats any other institution, efficient, and experienced loan officer!! -
So happy that my first mortgage loan process was with Michael and Tracy. They both were so helpful in answering all questions, efficient in their process of finding the best rate, and made the experience smooth and stress-free. Michael and Tracy will definitely be the people I continue to work with in the case of refinancing or taking out a new mortgage loan.
Biggest recommendation from me!
This is the loan officer you want
All loan officers are NOT created equal
MC is a legend - simply stated use him.
He's fast, detail oriented and smart...exactly what you want when buying a home - he made the process easy
Mike is awesome
Mike helped us quickly and seamlessly close on an investment property. He was extremely responsive and helpful throughout the process and we felt like we were in great hands. The process was a bit complex as it was part of 1031 exchange and we had initially identified a different property than the one we ended up purchasing, but Mike was extremely flexible and helpful throughout which we really appreciated. We've had a great experience and will most definitely use Mike and team for future purchases. Highly recommend.
Taking Care of Business
Michael was able to get us a loan with a competitive interest rate so my wife and I could purchase our first house in the competitive market that was San Diego. He took the stress out of the home buying process and helped make the dream of getting our first home a reality. It can be frustrating trying to get a home when so many are competing for the same properties, so having the right team to back you up is important.
Michael was great to work with and he was able to quickly and smoothly get our loan funded with out any issues. He was extremely thorough through the entire process and I would definitely recommend him!
Efficient, experienced, professional. Highly recommend!!!
We were so fortunate to be connected with Michael!! As first time home buyers with a lot of questions and a lot of uncertainty, he was incredibly helpful. Straight to the point, communicative, and gets the job done. Not to mention his efficiency and dedication to getting everything submitted and approved at literal rapid speeds. If you have your stuff together, and send him what he needs, he will get things done before you can blink. We closed on our house in 19 DAYS. No shot this would have happened without Michael's experience and willingness to go above and beyond for his clients. I highly highly recommend him!!!
Fast, Kind, Transparent - Highly recommend
Michael was extremely responsive. His turnaround time on my refi was very impressive. I've worked with different people before and it was night and day. The previous people kept asking me for more and more information every few weeks, while my fees kept going up and up without them communicating those increased charges to me. It ended up falling apart. Working with Michael was not like that. He tells it like it is which I really appreciate in this industry. Got my refi approved with a day or two without endless back and forth. He knows what he's doing and it made a huge difference for me and my stress level. I think the total time from initial contact to refi closure was less than 2 weeks. I always knew exactly what to expect and Michael was always clear in his answers. I'm a selective person when it comes to working with professionals so this is my highest recommendation.
Superior home loan service: Michael Cain
Michael Cain (C2 Financial) provided an outstanding service for us during the purchase of our San Diego home. This was a very complex home loan, with my foreign employment (South Korea), a very tight timeline and required use of US embassy to notarize all documents. Michael worked with us to find a loan package with a great interest rate that suited our needs. He knew every detail of the process and the points where delays could be avoided. He made a complex process simple and easy. We will partner with Michael Cain for our next house purchase. We highly recommend his service.
Couldn’t have asked for more reliable person to work with! I was new to home buying and had a million questions and every time I reached out to him every question was answered thoroughly and honestly... every number he talked about was accurate and also lower than I expected in most cases... got me a great interest rate, and I’m a crunch in order to finalize some repairs went out of his way to make sure someone came and took care of it and went above and beyond to make sure I was happy with what was done! Definitely highly highly recommend micheal and sd mortgage couple!!!